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2714 Lapey Street, Rockford, IL 61109.
Welcome to this 2-bedroom, 1-bath home with modern finishes. Step inside from the open covered front porch to a bright, refreshed interior featuring fresh paint, new flooring, crisp white trim, and updated lighting throughout. This ranch style home has a living room, formal dining room, and a brand-new kitchen with stainless steel appliances included. Both bedrooms feature brand-new plush carpeting, while the updated full bathroom offers new flooring, a modern vanity, and tub/shower surround. The clean, freshly painted basement provides plenty of additional storage and usable space. Major improvements include a new roof (September 2026), new water heater (September 2026), new kitchen, new flooring, fresh paint, updated bathroom, and stainless steel appliances. Outside, enjoy a fenced backyard and 1 car garage with new vinyl siding & garage door opener. Property taxes are only $1,147 per year (owner occupied exemption), 13-month home warranty included, FHA/VA welcomed. Nothing needed to do but move in!
MLS ID: 12775192
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2714 Lapey Street, Rockford, IL 61109.

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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $130,000 | $130,000 | $130,000 |
| Down Payment | $26,000 | $4,550 | $32,500 |
| Monthly Mortgage Amount | $692 | $849 | $843 |
| Taxes | $181 | $181 | $181 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $57 | $0 |
| Monthly Estimated Total | $973 | $1,187 | $1,124 |
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