Shelly Phares
- Buy
- Sell
https://www.ruhlmortgage.com/LawrenceDavis.html
Description
Welcome to 306 E Edwards St in Payson! Offering the flexibility of up to four bedrooms, this lovely home features two main-level bedrooms plus two additional finished lower-level rooms that can serve as nonconforming bedrooms. Located on a quiet cul-de-sac, the home offers an open-concept living area filled with natural light from the large bay window. The kitchen features cherry-finished cabinetry, custom tile work, and access to a walkout deck overlooking the spacious fenced backyard with storage shed. The lower level also offers a utility/laundry room and generous storage. Additional features include an attached one-car garage with central air, all-electric utilities, and added insulation. Numerous updates include roof, siding and windows in 2017; HVAC in 2018; water heater in 2024; new main-level carpeting in August 2026; and fresh paint. All appliances convey. Conveniently located with easy access to Hwy 96 and approximately 12 miles from Quincy. Neutral finishes, lovely views and wonderful outdoor space round out the many appealing features of this Payson home.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,185
Garage Size: 1
Attached Garage
School District: District 1
Stone Exterior
General Information
Bedrooms: 2
Bathrooms: 2
Sqft: 1,185
County: Adams
Listed By:
Century 21 Broughton Team
217-224-4600
MRED MLS
MLS ID: 12762487
Room Information
Other Room: 11X13
Other Room: 11X13
Bedroom 2: 12X20
Kitchen: 8X26
Living Room: 15X20
Primary Bedroom: 11X11
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306 E Edwards Street, Payson, IL 62360.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $184,900 | $184,900 | $184,900 |
| Down Payment | $36,980 | $6,472 | $46,225 |
| Monthly Mortgage Amount | $984 | $1,208 | $1,199 |
| Taxes | $257 | $257 | $257 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $81 | $0 |
| Monthly Estimated Total | $1,341 | $1,646 | $1,555 |
Shelly Phares
REALTOR®
Cell: (309) 269-2669
Licensed in IL & IA
Moline Office
1701 52nd Avenue
Moline, IL 61265
(309) 743-8000
Moline, IL 61265
(309) 743-8000
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